Term Life Insurance

Level term life insurance is for a specific period of time: 10 to 30 years. It meets shorter term needs, but becomes too expensive to keep.

Permanent life insurance ( universal life insurance or whole life insurance) from General Insurance is designed to stay in force regardless of how long you live. Permanent life insurance accumulates cash value within the policy on a tax-deferred basis. You can pay a minimum premium in order to maintain coverage or pay in much more to accumulate cash.

Term Life Insurance

  • No Exam Term Life Insurance

    Compare Companies!  Coverage in 10 minutes! Instant Approval for Qualified Applicants. Plans are available for 10, 15, 20 or 30 years. Get a policy in hand in minutes!

    Guarantee Trust Life
    Apply & Purchase Online
    Liberty Life Insurance
    Apply & Purchase Online
    Fidelity Life Assn
    Apply via phone, email or fax.
    $50,000 to $250,000
    No Mortgage Required
    $25,000 to $150,000
    No Mortgage Required
    $50,000 to $300,000
    No Mortgage Required
  • Return of Premium Insurance

    Get back all of the premiums you have paid TAX-FREE * $100,000 to millions in coverage * Best for ages 18 – 45 * 20 or 30 year coverage *

  • Fully-Underwritten Term Life Insurance

    If you are in good health including height/weight ratio, then you might qualify for a lower premium than offered above. Compare Online Term Life Quotes for coverage that requires a medical exam. Also if you need more than $250,000 of coverage.

Permanent Life Insurance

  • Universal Life Insurance

    Universal life insurance credits a current interest rate to the cash value while also providing a minimum guaranteed rate. Universal life insurance offers great flexibility in the amount you wish to pay each month and the amount of protection you desire, both of which may be changed by the policyholder during the years within certain guidelines while in force. A guaranteed dealth benefit is now available.

  • No Exam Whole Life Insurance

    Simple Whole Life insurance provides permanent coverage with guaranteed fixed premiums. Quote & apply online for up to $50,000 coverage. No exams. Issue ages 6 months – age 85. May be used for final expense or burial insurance.

  • Final Expense Insurance – Burial Insurance

    Face amount of $2,500 up to $50,000 (depending upon age) with no medical exam. Final expense insurance is permanent whole life protection used to pay final expenses upon death. Policies build cash value. Review details of final expense insurance

  • Virtually Guaranteed Issue Life Insurance

    Persons who are uninsurable, but need or want life insurance, are able to purchase up to $50,000 of virtually guaranteed life insurance without medical exams. Premiums are higher than standard rates, but protection is available and policies build cash value. Review the details of guaranteed issue life insurance or Request a guaranteed issue life insurance quote

  • Guaranteed Accidental Life Insurance

    One American dies every 5 minutes as the result of an accident.* Up to $250,000 of accidental death insurance. Coverage is guaranteed regardless of health or occupation if you are between the ages of 18 and 69. (*2001 National Safety Council Injury Facts)

  • Juvenile Whole Life Insurance

    Get $5,000 to $20,000 of permanent whole coverage for children up to 25 years of age. No paperwork – no medical exams. Costs only pennies a day!

  • Joint Survivorship Life Insurance

    Joint life insurance and joint survivorship life policies are used for estate planning. These policies can be utilized quite creatively in estate planning.

Specialty Life Insurance

  • Military Life Insurance

    Active military personnel can purchase both term and permanent military life insurance from an A. M. Best A++ rated carrier…even if soon deploying overseas.

  • Diabetes Life Insurance

    Even if you are insulin dependent, we represent top carriers that will most likely offer you coverage.

  • Cigar Smokers Life Insurance

    If you smoke cigars or chew tobacco or dip (but do not smoke cigarettes), we represent companies that will offer you non-smoker rates.

  • Child Life Insurance

    A gift of financial love gets a child or grandchild started with permanent cash value life insurance while they are young and healthy and the premiums are low.

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